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coefficient réduction majoration

coefficient réduction majoration 

Pour calculer un coefficient réduction majoration , l'assureur s'appuie sur les sinistres survenus au cours des douze mois antérieurs aux deux mois précédant l'échéance annuelle du contrat.

Exemple : si l'échéance de votre contrat est prévue le 1er janvier 2014, c'est la période comprise entre le 31 octobre 2012 et le 31 octobre 2013 qui sera prise en compte dans le calcul de la prime de janvier.

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