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résiliation contrat d'assurance

résiliation contrat d'assurance

la loi Hamon permet aux assurés de faire une résiliation contrat d'assurance à tout moment, sans frais ni justification, sous réserve que le contrat affiche plus d’un an d’ancienneté. Cette disposition vient renforcer la loi Chatel de 2005, qui permettait déjà la résiliation d’un contrat sans frais ni pénalité, en l’absence de réception de l’avis d’échéance de l’assureur, mentionnant le préavis dans le délai requis, c’est-à-dire au minimum 15 jours avant la date limite de résiliation.

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