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suspension des garanties assurance

suspension des garanties assurance

On parle de la suspension des garanties assurance lorsque l'assuré ne paye pas la cotisation de son contrat, pendant cette période de trente jour l'assureur ne prend plus en charge les sinistres.

Passé le délai de trente jours, si la cotisation n’a toujours pas été payée, le contrat d’assurance fait d’abord l’objet d’une suspension de garantie, puis l’assureur a le droit de le résilier dix jours plus tard. Lorsque le contrat est résilié à la suite du non paiement des cotisations, la cotisation impayée reste intégralement due à l’assureur.

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